Frequently Asked Questions about Turners Finance
Turners Finance offers competitively priced loans from as little as no deposit.
Getting personal finance through Turners is quick and easy. You can get finance at any of our branches, or through this website. Apply for Personal Finance now. Or give us a call on 0800 887 637 if you have any questions.
As well as cars, you can use Turners Finance to pay for other things like holidays, renovations and debt consolidation.
Find out more about Turners Finance.
Yes, all our loans are assessed for affordability which looks at income against outgoings and what is leftover as the surplus.
The amount you can borrow will depend on your circumstances. Our Turners Finance consultants can help you decide what is affordable for you. Use our Loan Calculator to find out how much your repayments will be. Contact your nearest Turners branch to talk to our Turners Finance team or give us a call on 0800 887 637 if you have any questions.
Turners Finance can offer finance from no deposit – though conditions do apply.
We will need you to apply for finance so we can assess the level of bad credit. Sometimes it’s not as bad as you think but we do need to have a look before giving you an answer.
We have a handy calculator that will show you how much you can borrow and what your repayments will be. Try it now.
While we do prefer a Restricted or Full licence, it is best to talk directly with one our finance experts so we can get a better understanding of your situation and how we can help.
We would like to ask why you have asked this question. If you have submitted an application we would process it based on your details alone. If this does not approve we would look at the option of a parent as a guarantor. Best to talk directly to one of our finance experts.
No. You do need to provide a confirmation of stable income to service the loan. For this, you would need to have the correct visa to legally be working in NZ.
While we do prefer a Restricted or Full NZ licence, it is best to talk directly with one our finance experts so we can get a better understanding of your situation and how we can help.
Our interest rates are risk related. Once you have completed an application we can let you know what your rate would be. Our costs of borrowing are available here which explains the rates in more detail.
While a job is not a requirement, a stable income would be required to be able to comfortably service the repayments of a loan. It is best to speak directly to one of our finance experts so we can get a better understanding of your situation and how we can help.
If you submit an online application, we usually allow 24 hours. If you come into one of our branches and complete the application in person, about 10-15 minutes from the time you sit in with one our consultants.
Depends on your income whether you can service a loan or not, it is best to talk directly with one our finance experts so we can get a better understanding of your situation and how we can help.
Depends on your income whether you can service another loan or not, it is best to talk directly with one our finance experts so we can get a better understanding of your situation and how we can help.
We offer Payment Waiver – this is a small fee that covers you if you are no longer able to afford your loan repayments. To find out more about our Payment Waiver Insurance, please call us on 0800 TURNERS (0800 887 637) to talk to one of our friendly staff.